I just learned that State Farm has raised their rates to $48 for Body and Paint, $50.00 for Frame and $28 for Paint & Material in the Phoenix Metro Market.  Go figure, Phoenix has finally crossed the line.  Flagstaff, Yuma, Tucson and all other surrounding areas have had split rates for years.  I guess Phoenix is WAKING UP.  HAVE YOU!  Now that you have the bone what are you going to do with it?  POST IT, ENFORCE IT AND GET WHAT YOU DESERVE!